Mortgages

You want more out of life—more comfort, more confidence, more possibility. So why settle for less when it comes to your mortgage?

At Suffolk Credit Union, “more” isn’t just a word—it’s how we serve you. More personalized guidance. More local expertise. More peace of mind from people who understand what Long Islanders truly need.

Whether you're buying your first home, refinancing, or planning what’s next, we go further to make sure your mortgage works harder for you.

Before you compare numbers, remember—your mortgage is more than just a rate. At Suffolk Credit Union, you get more than competitive options. You get guidance, flexibility, and a team that understands the Long Island market—so you can choose with confidence.
Click on loan product for more information.

 

Helpful Links in Spanish to Guide You Through the Application Process

• Borrower Information
• Additional Borrower
• Unmarried Addendum
• Lender Loan Information
• Continuation Sheet

¿La solicitud de préstamo en español reemplaza la solicitud de préstamo en inglés? No. La Solicitud Uniforme para Préstamo Hipotecario Residencial (URLA) en inglés es la solicitud legal. Le suministramos la traducción de URLA al español para ayudarle a comprender la información. El documento URLA en inglés es el documento que usted, como solicitante, firmará y será el único que se utilice para evaluar la solicitud del préstamo. En caso de que existan diferencias entre la traducción al español y el documento URLA en inglés, la versión final en inglés firmada será considerada la correcta. Por lo tanto, deberá firmar el documento URLA en inglés. Aunque hemos tratado de traducir fielmente el documento URLA del inglés al español, ni Freddie Mac ni Fannie Mae ni Suffolk Credit Union se responsabilizan por inexactitudes en esta traducción ni por malentendidos que surjan por las diferencias en el uso o los dialectos del idioma.

Does a Spanish loan application take the place of an English loan application? No. The English Uniform Residential Loan Application (URLA) is the legal application. We provide the Spanish translation of the URLA to help you understand the information. The English URLA is the document that you, as an applicant, will sign and only it will be used to underwrite the loan. If any inconsistencies exist between the Spanish translation and the English URLA, the final signed English URLA will be considered correct. As a result, you must sign the English URLA. Although we have tried to translate the English URLA into Spanish accurately, neither Suffolk Credit Union, Fannie Mae nor Freddie Mac are liable for any inaccuracies in the translation or any misunderstandings because of differences in usage or dialect.